These days, it has become a necessity for every person, irrespective of age and gender to have some kind of insurance to be availed, especially when travelling to a distance place. Travelers are generally of the opinion that they might not require travel insurance when travelling to another city within the country or abroad, since they are on a short trip or are to spend just a month or so. The other aspect is that insurance has been made mandatory these days especially for air travelers, so as to protect them financially from all unfortunate financial issues that might take place at any point of time during the travel.
Understanding the need
Some people feel that insurance for travelling can be an advertisement gimmick to lure customers to purchase such insurance packages having short duration validity period and is simply a waste of money. But what they do not realize is that these types of insurance cost very less and can be taken without any hassle at the time of travelling. What such people fail to understand is the fact that the need for valid insurance does arrive at many instances. It could be that the person is involved in some kind of unfortunate event when travelling, which may prompt to require immediate financial need, for he might not be prepared to meet such events. It may be that he or someone that he is travelling with has fallen sick or met an accident and requires immediate medical assistance. He is sure not to be mentally and financially prepared to meet such a situation and getting aid from friends and the family from back home may take quite some time. Secondly, the medical and hospitalization expenses abroad may involve a good amount of money, which would mean a good insurance company would have all the expenses or part of it to be covered, thereby providing respite to the person.
It may be that the person has found the flight to be delayed for which he lost an important meeting or an interview for a job or for that manner, any other case that he was required to be at the destination on time. Since the delay of the flight was not an intentional thing on his part, he would be compensated by the insurance provider for the same.
No one would like to face any of the above circumstances for availing compensation from the insurance company. In short, having the right one does help the person to have peace of mind, happiness and satisfaction during the entire trip.