SBI Elite Card Benefits

SBI Elite card is a host of several reward programs and exciting privileges to its cardholders. Although the annual fee of Rs.4999 is truly justified with the offered SBI Elite card benefits. The card comes with a reward rate that falls between 0.5% to 2.5%. This elite card is designed to meet specific lifestyle needs of elite class group.

Key SBI Elite Credit Card Benefits:

Welcome gift

Get e-gift voucher of worth Rs.5000 as welcome gift and shop from an array of travel and lifestyle brands like Shoppers Stop, Yatra, Hush puppies, Marks & Spencer, Bata, Pantaloons, and Westside.

Elite rewards

The cardholders can earn 5x reward points on every Rs.100 spent on dining, grocery, and departmental stores. On others, get 2 reward points for every spent of Rs.100. 4 reward points are equal to Re.1.

Complementary movie tickets

Get complementary movie tickets of worth Rs.6000 per year. Get 2 free movie tickets of worth Rs.250 each every month. The offer is applicable on movie tickets bookings through bookmyshow website and mobile app. The maximum discount per ticket is Rs.250.

Milestone benefits

SBI elite card benefits include milestone privileges where cardholders can earn up to 50000 reward points every year for an annual spend exceeding Rs.3 lakh for the subsequent year. Get additional 10000 bonus points on annual spend exceeding Rs.4 lakh. In addition, on annual spend exceeding Rs.5 lakh, earn extra 15000 bonus points.

Club Vistara membership

Enjoy complementary club Vistara silver membership under SBI Elite credit card privileges and get 1 complementary lounge access. Earn 9 club Vistara reward points for every spent of Rs.100 on Vistara flights.

1% fuel surcharge

Get 1% fuel surcharge waiver across all major petrol pumps in India for a minimum fuel transaction of Rs.500 and for maximum up to Rs.4000 per card swipe. Maximum surcharge waiver limit is Rs.250 per statement cycle.

Lounge access

Get complementary lounge access across 1000 airport globally. Get 6 complementary international lounge access and 4 complementary domestic lounge access annually. Maximum 2 visits are applicable per quarter. Primary SBI elite credit card holder is liable for the program.

Free golf course access

Get 4 rounds of golf course access for free and up to 50% off on golf games. Also, the cardholders get 1 complementary golf course lesson per month.

SBI elite card Fees and charges:

  • Annual fee – Rs.4999
  • Renewal fee from second year onwards – Rs.4999
  • Interest-free credit period – 20 to 50 days
  • Finance charges – 3.35% per month
  • Cash advance limit – up to 80% of the available credit limit (maximum up to Rs.15000 per day)
  • Statement retrieval fee – Rs.100 per statement if it is more than 2 months old

For more details on documentation and eligibility criteria, visit

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